Shop Interest Free with the HSBC Low Rate Credit Card

Already Have an HSBC Credit Card?

Please note all HSBC Credit Cards can be used for HSBC Interest Free purchases at our participating retailers. If you already have a HSBC Credit Card, please advise your retailer you want to process the purchase on your existing HSBC Credit Card.

Our HSBC Low Rate Credit Card has the below great features:

Low ongoing card purchase rate of 12.99% p.a.
No overseas transaction fees for online or overseas purchases2
Complimentary Domestic Travel insurance3

What Is Interest Free?

Interest Free is the easy way to buy what you want today and pay it off over an Interest Free period. You simply make your purchase in-store or online and spread your repayments for up to 60 months.

How Interest Free Works?

An Interest Free purchase can be made using any HSBC Credit Card. The purchase will not incur interest charges for the promotional period. You need to make minimum monthly repayments to avoid fees and charges and the Interest Free purchase must be repaid in full before the Interest Free period expires to avoid interest charges. Any balance outstanding at the end of the promotional period will be charged interest at the cash advance rate (currently 25.99%).

Apply to make your Interest Free purchase with the HSBC Low Rate Credit Card
Complete your online application today by clicking here.